# Example comparison — qualcredito, Portugal mortgages

> A ready-made comparison of three real mortgage offers, bank names hidden, on an invented loan. Spread, term, Euribor, insurance and discounts are all editable.

URL: https://qualcredito.com/en/example

- Three real FINEs from September 2026, bank names hidden, priced on a €200,000 loan over 40 years for a €300,000 home, with two borrowers who qualify for IMT Jovem.
- Ranked by net cost over a 20-year horizon: everything paid, minus the principal repaid.
- Rate discounts next to the cost of the products that buy them, life and home insurance recalculated, fees and completion-day taxes.
- Euribor sensitivity, early repayment, and the verdict: which offer wins, and by how much.
- Every figure is editable, and you can add your own FINE to the comparison.

## Pages

- [Portugal mortgage comparison — qualcredito](https://qualcredito.com/en)
- [Your offers — qualcredito, Portugal mortgages](https://qualcredito.com/en/proposals)
- [Example comparison — qualcredito, Portugal mortgages](https://qualcredito.com/en/example)
- [Portugal mortgage glossary — qualcredito](https://qualcredito.com/en/glossary)
- [About — qualcredito, Portugal mortgages](https://qualcredito.com/en/about)
- [Contact — qualcredito, Portugal mortgages](https://qualcredito.com/en/contact)
- [Privacy — qualcredito, Portugal mortgages](https://qualcredito.com/en/privacy)
- [Terms of use — qualcredito, Portugal mortgages](https://qualcredito.com/en/terms)

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This is not financial advice. The figures are estimates and depend on what was read from each PDF, on the assumptions chosen and on rates that change.